Car Accident Claim: When To Get A Lawyer

A car accident can cause serious, long-term injuries to a person or even death. If you have been involved in an accident and you have sustained serious injuries, you will incur expenses that you did not plan for and will have to readjust your life. Questions will start to run in your mind on who you will recover the damages incurred. 

It is good to note that not all car accident claims require an attorney; if the injuries are small, you can pursue the claim independently. However, there are instances when the services of a car attorney will be very important. If you have been involved in a car accident in Kentucky, a Kentucky law firm can help you recover damages from costs incurred from medical bills and other expenses.

Here are instances when you should get a car accident attorney:

Sustained Serious Injuries

If you have sustained serious injuries, your medical bills might stack up and get a little high. You may also have future medical bills for treatments to counter the injuries, such as physiotherapy. 

While you may not be able to pursue the claim as soon as you’d like, you need to be aware of the statute of limitations to avoid missing the required deadlines. However, with the help of an attorney, you’ll be able to file and pursue your claim without compromising your health.


Sometimes, the injuries sustained from an accident can lead to death. If your loved one loses their life to injuries sustained from a car accident, you should consult an attorney. The attorney could initiate a wrongful death claim if another person’s negligence caused the accident. 

Financial compensation is not a means of getting closure, but it helps reduce the financial burden caused by the loss of a loved one.


It is important to prove that the negligence of the other driver or road user caused the accident. If you can prove that the other driver’s negligence caused the accident, you can get a lawyer to collect and present the evidence. 

If the negligence issue is not clear, you can also get a lawyer to determine if the other driver is negligent with their actions. This information will determine how strong your case is.

Stuck in Negotiations

When the issue of negligence is clear, some insurance companies will contact you and offer you a settlement. You do not have to accept the settlement if you can negotiate for a better offer. 

If you see the negotiations are stuck, you can hire a car accident to help you negotiate. A car accident attorney will use their qualifications and experience to move the negotiations at a good pace and reach a favorable settlement.

Offer from Insurance Company Is Low

Just because the insurance company agrees to settle the claim out of court does not mean the offer will be good. Most insurance companies will want to pay the lowest amount possible. 

If you feel the amount offered is too low, you can hire a lawyer to represent you in the negotiations. The lawyer will demand a higher amount and move to court if they do not offer a fair settlement.

It is important to note that you should not sign any document from the defendant’s insurance company. Take your time and read all the documents they send you. If you do not understand their content, contact an attorney for assistance.

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