With the New Year on its way, we are all out to make a resolution or two. If you are ready to tackle your finances and get them in order, there are a few apps that will help create and stick to a budget.
This is my personal favorite for financial tools. We’ve been using this program all year, and had great success with it. Once you setup your account online and link your credit cards and bank information to it, you are all set.
Not only is this a tracking program for everything you make and spend, you can also pay bills through the program. This can save a lot of time for you this year when it comes to finances.
You can get the Mint app on your Android or iPhone to see right where you are with each of your budgets. There is no more guesswork to be done when it comes to your budget.
One of the best things about this program and app is that it is free. When you are trying to get your budget in order, it seems counterproductive to pay for a finance app.
LearnVest For Tracking Purchases
LearnVest is pretty similar to Mint, but there are some drawbacks. The app only works for iPhone, so Android users will not get use out of this. It is also not designed to multiple people spending the same budget.
Other than those few drawbacks, it has some great perks. The program will give you clear guidance on how to set up a budget. In a way, you have a financial planner to help you establish a budget that works right for you.
Once you have the budget set up, it tracks your spending and shows you where you are. Budgets only get you so far. You have to stick with the budget in order to see the savings you are looking for.
Budget Boss Helps You Create a Simple Spending Guideline
Budget Boss has the main goal of teaching you how to create a budget you can work with. For many people, coming up with an accurate budget is a difficult task. With this program, you are prompted through line items and given the guidance you need to make a workable budget.
Budget Boss has online finance education to help you spend less money so that you can save more. Money management is not a simple process, and having a social media community as well as other educational tools to help you is important.
Google Wallet Makes Online Pay Easier
Google Wallet is not a budgeting app per say, but it does help you track online purchases. It can also make the process much simpler when it is time to checkout online. One problem with doing a lot of online purchases is keeping your purchase history straight. Google Wallet gives you a notification immediately of what you spent and where.
These financial tools will get you off to a great start this year with building a better budget and sticking with it. Make this year the year of financial freedom.
